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South West · Q3 2026 data

Business funding in Bournemouth

Bournemouth has 10,917 trading companies. 1,516 of them (13.9%) have secured borrowing registered at Companies House, below the South West at 15.4% and the UK at 14.0%.

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10,917trading companies
13.9%have secured borrowing
419new companies in Q3 2026
3.7%late filing accounts

How Bournemouth's sectors borrow

The biggest sectors in Bournemouth, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 42%.

Real estate & lettings1,691 companies
42%
Professional services1,251 companies
6%
Construction & trades1,087 companies
7%
Tech, media & telecoms913 companies
5%
Retail869 companies
7%
Restaurants, pubs & cafes632 companies
5%
Business support services628 companies
8%
Personal services499 companies
5%

Older businesses borrow more

Lenders like a track record. In Bournemouth, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years3,070 companies
5%
2 to 5 years2,149 companies
12%
5 to 10 years2,475 companies
16%
10 to 20 years2,093 companies
16%
Over 20 years1,130 companies
35%

Who's lending in the South West

The 172 new lender charges we tracked against the South West companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
40%
Specialist & alternative lenders
19%
Banks
15%
Cash advance & revenue-based
1%
Asset finance
1%

Funding that fits Bournemouth businesses

Plain-English guides to the kinds of funding that suit Bournemouth's biggest sectors.

Elsewhere in the South West

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Bournemouth. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.