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East Midlands · Q3 2026 data

Business funding in Loughborough

Loughborough has 5,505 trading companies. 958 of them (17.4%) have secured borrowing registered at Companies House, above the East Midlands at 15.9% and the UK at 14.0%.

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5,505trading companies
17.4%have secured borrowing
195new companies in Q3 2026
3.3%late filing accounts

How Loughborough's sectors borrow

The biggest sectors in Loughborough, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 50%.

Professional services791 companies
6%
Real estate & lettings756 companies
50%
Construction & trades454 companies
13%
Tech, media & telecoms414 companies
7%
Retail382 companies
10%
Manufacturing318 companies
25%
Restaurants, pubs & cafes290 companies
7%
Business support services258 companies
9%

Older businesses borrow more

Lenders like a track record. In Loughborough, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years1,344 companies
5%
2 to 5 years1,136 companies
15%
5 to 10 years1,172 companies
20%
10 to 20 years1,151 companies
17%
Over 20 years702 companies
43%

Who's lending in the East Midlands

The 288 new lender charges we tracked against the East Midlands companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
42%
Banks
33%
Specialist & alternative lenders
8%
Asset finance
1%
Invoice finance
1%
Cash advance & revenue-based
0%

Funding that fits Loughborough businesses

Plain-English guides to the kinds of funding that suit Loughborough's biggest sectors.

Elsewhere in the East Midlands

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Loughborough. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.