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Yorkshire and the Humber · Q3 2026 data

Business funding in Rotherham

Rotherham has 8,831 trading companies. 1,167 of them (13.2%) have secured borrowing registered at Companies House, below Yorkshire and the Humber at 15.5% and the UK at 14.0%.

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8,831trading companies
13.2%have secured borrowing
491new companies in Q3 2026
4.1%late filing accounts

How Rotherham's sectors borrow

The biggest sectors in Rotherham, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 46%.

Construction & trades1,242 companies
6%
Real estate & lettings1,078 companies
46%
Professional services839 companies
7%
Retail824 companies
7%
Manufacturing544 companies
24%
Restaurants, pubs & cafes510 companies
2%
Tech, media & telecoms508 companies
2%
Haulage & logistics428 companies
7%

Older businesses borrow more

Lenders like a track record. In Rotherham, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years2,887 companies
4%
2 to 5 years1,837 companies
12%
5 to 10 years1,905 companies
14%
10 to 20 years1,549 companies
17%
Over 20 years653 companies
44%

Who's lending in Yorkshire and the Humber

The 388 new lender charges we tracked against Yorkshire and the Humber companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
59%
Asset finance
14%
Banks
8%
Specialist & alternative lenders
6%
Invoice finance
3%

Funding that fits Rotherham businesses

Plain-English guides to the kinds of funding that suit Rotherham's biggest sectors.

Elsewhere in Yorkshire and the Humber

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Rotherham. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.