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South East · Q3 2026 data

Business funding in Basingstoke

Basingstoke has 5,522 trading companies. 733 of them (13.3%) have secured borrowing registered at Companies House, below the South East at 13.7% and the UK at 14.0%.

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5,522trading companies
13.3%have secured borrowing
215new companies in Q3 2026
3.2%late filing accounts

How Basingstoke's sectors borrow

The biggest sectors in Basingstoke, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 48%.

Professional services806 companies
7%
Tech, media & telecoms730 companies
5%
Construction & trades560 companies
6%
Real estate & lettings517 companies
48%
Retail365 companies
7%
Business support services338 companies
10%
Healthcare & dental262 companies
13%
Manufacturing258 companies
24%

Older businesses borrow more

Lenders like a track record. In Basingstoke, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years1,448 companies
5%
2 to 5 years964 companies
11%
5 to 10 years1,243 companies
14%
10 to 20 years1,214 companies
14%
Over 20 years653 companies
34%

Who's lending in the South East

The 515 new lender charges we tracked against the South East companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
55%
Banks
15%
Specialist & alternative lenders
11%
Asset finance
1%
Invoice finance
0%

Funding that fits Basingstoke businesses

Plain-English guides to the kinds of funding that suit Basingstoke's biggest sectors.

Elsewhere in the South East

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Basingstoke. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.