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South East · Q3 2026 data

Business funding in Brighton

Brighton has 13,047 trading companies. 1,597 of them (12.2%) have secured borrowing registered at Companies House, below the South East at 13.7% and the UK at 14.0%.

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13,047trading companies
12.2%have secured borrowing
401new companies in Q3 2026
3.5%late filing accounts

How Brighton's sectors borrow

The biggest sectors in Brighton, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 44%.

Professional services2,087 companies
5%
Tech, media & telecoms1,837 companies
4%
Real estate & lettings1,687 companies
44%
Retail979 companies
6%
Construction & trades969 companies
6%
Restaurants, pubs & cafes836 companies
6%
Business support services804 companies
8%
Personal services500 companies
5%

Older businesses borrow more

Lenders like a track record. In Brighton, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years3,177 companies
3%
2 to 5 years2,409 companies
8%
5 to 10 years2,969 companies
14%
10 to 20 years3,079 companies
14%
Over 20 years1,413 companies
33%

Who's lending in the South East

The 515 new lender charges we tracked against the South East companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
55%
Banks
15%
Specialist & alternative lenders
11%
Asset finance
1%
Invoice finance
0%

Funding that fits Brighton businesses

Plain-English guides to the kinds of funding that suit Brighton's biggest sectors.

Elsewhere in the South East

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Brighton. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.