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South East · Q3 2026 data

Business funding in High Wycombe

High Wycombe has 8,502 trading companies. 1,048 of them (12.3%) have secured borrowing registered at Companies House, below the South East at 13.7% and the UK at 14.0%.

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8,502trading companies
12.3%have secured borrowing
346new companies in Q3 2026
3.6%late filing accounts

How High Wycombe's sectors borrow

The biggest sectors in High Wycombe, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 48%.

Professional services1,182 companies
3%
Real estate & lettings971 companies
48%
Tech, media & telecoms950 companies
4%
Construction & trades865 companies
5%
Retail681 companies
6%
Business support services535 companies
9%
Manufacturing362 companies
20%
Restaurants, pubs & cafes334 companies
6%

Older businesses borrow more

Lenders like a track record. In High Wycombe, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years2,415 companies
4%
2 to 5 years1,626 companies
10%
5 to 10 years1,808 companies
15%
10 to 20 years1,737 companies
12%
Over 20 years916 companies
34%

Who's lending in the South East

The 515 new lender charges we tracked against the South East companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
55%
Banks
15%
Specialist & alternative lenders
11%
Asset finance
1%
Invoice finance
0%

Funding that fits High Wycombe businesses

Plain-English guides to the kinds of funding that suit High Wycombe's biggest sectors.

Elsewhere in the South East

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on High Wycombe. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.