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East of England · Q3 2026 data

Business funding in Bury St. Edmunds

Bury St. Edmunds has 11,621 trading companies. 896 of them (7.7%) have secured borrowing registered at Companies House, below the East of England at 13.6% and the UK at 14.0%.

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11,621trading companies
7.7%have secured borrowing
1,019new companies in Q3 2026
2.6%late filing accounts

How Bury St. Edmunds's sectors borrow

The biggest sectors in Bury St. Edmunds, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 39%.

Tech, media & telecoms2,070 companies
1%
Professional services1,552 companies
3%
Retail1,531 companies
2%
Real estate & lettings1,206 companies
39%
Business support services590 companies
3%
Construction & trades586 companies
7%
Wholesale & distribution493 companies
3%
Manufacturing458 companies
9%

Older businesses borrow more

Lenders like a track record. In Bury St. Edmunds, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years5,650 companies
2%
2 to 5 years2,286 companies
9%
5 to 10 years1,848 companies
12%
10 to 20 years1,291 companies
13%
Over 20 years546 companies
31%

Who's lending in the East of England

The 261 new lender charges we tracked against the East of England companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
51%
Specialist & alternative lenders
21%
Banks
15%
Asset finance
2%
Invoice finance
2%

Funding that fits Bury St. Edmunds businesses

Plain-English guides to the kinds of funding that suit Bury St. Edmunds's biggest sectors.

Elsewhere in the East of England

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Bury St. Edmunds. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.