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East of England · Q3 2026 data

Business funding in Ipswich

Ipswich has 11,831 trading companies. 1,606 of them (13.6%) have secured borrowing registered at Companies House, in line with the East of England at 13.6% and the UK at 14.0%.

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11,831trading companies
13.6%have secured borrowing
491new companies in Q3 2026
3.0%late filing accounts

How Ipswich's sectors borrow

The biggest sectors in Ipswich, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 47%.

Real estate & lettings1,435 companies
47%
Professional services1,262 companies
6%
Construction & trades1,166 companies
9%
Tech, media & telecoms955 companies
3%
Retail903 companies
6%
Haulage & logistics863 companies
6%
Business support services829 companies
8%
Manufacturing489 companies
15%

Older businesses borrow more

Lenders like a track record. In Ipswich, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years3,301 companies
4%
2 to 5 years2,196 companies
11%
5 to 10 years2,550 companies
16%
10 to 20 years2,401 companies
15%
Over 20 years1,383 companies
35%

Who's lending in the East of England

The 261 new lender charges we tracked against the East of England companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
51%
Specialist & alternative lenders
21%
Banks
15%
Asset finance
2%
Invoice finance
2%

Funding that fits Ipswich businesses

Plain-English guides to the kinds of funding that suit Ipswich's biggest sectors.

Elsewhere in the East of England

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Ipswich. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.