Lending Lenny Guides Check what you can get
West Midlands · Q3 2026 data

Business funding in Coventry

Coventry has 22,188 trading companies. 3,299 of them (14.9%) have secured borrowing registered at Companies House, above the West Midlands at 14.4% and the UK at 14.0%.

Need funding for a Coventry business?

Tell Lending Lenny what you need in two minutes. One specialist broker, no credit check to start.

Check what you can get
22,188trading companies
14.9%have secured borrowing
1,110new companies in Q3 2026
3.6%late filing accounts

How Coventry's sectors borrow

The biggest sectors in Coventry, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 50%.

Real estate & lettings3,130 companies
50%
Retail2,612 companies
9%
Professional services2,306 companies
6%
Tech, media & telecoms1,652 companies
3%
Construction & trades1,640 companies
6%
Haulage & logistics1,431 companies
3%
Restaurants, pubs & cafes1,216 companies
6%
Business support services1,162 companies
9%

Older businesses borrow more

Lenders like a track record. In Coventry, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years7,572 companies
5%
2 to 5 years4,425 companies
14%
5 to 10 years4,596 companies
20%
10 to 20 years3,837 companies
18%
Over 20 years1,758 companies
40%

Who's lending in the West Midlands

The 362 new lender charges we tracked against the West Midlands companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
55%
Specialist & alternative lenders
15%
Banks
10%
Asset finance
7%
Cash advance & revenue-based
1%

Funding that fits Coventry businesses

Plain-English guides to the kinds of funding that suit Coventry's biggest sectors.

Elsewhere in the West Midlands

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Coventry. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.