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West Midlands · Q3 2026 data

Business funding in Solihull

Solihull has 10,570 trading companies. 1,703 of them (16.1%) have secured borrowing registered at Companies House, above the West Midlands at 14.4% and the UK at 14.0%.

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10,570trading companies
16.1%have secured borrowing
348new companies in Q3 2026
4.7%late filing accounts

How Solihull's sectors borrow

The biggest sectors in Solihull, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 43%.

Real estate & lettings1,990 companies
43%
Professional services1,492 companies
5%
Construction & trades1,019 companies
10%
Tech, media & telecoms850 companies
5%
Business support services600 companies
11%
Retail598 companies
7%
Healthcare & dental554 companies
6%
Personal services458 companies
7%

Older businesses borrow more

Lenders like a track record. In Solihull, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years2,466 companies
5%
2 to 5 years2,155 companies
13%
5 to 10 years2,526 companies
21%
10 to 20 years2,194 companies
15%
Over 20 years1,229 companies
35%

Who's lending in the West Midlands

The 362 new lender charges we tracked against the West Midlands companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
55%
Specialist & alternative lenders
15%
Banks
10%
Asset finance
7%
Cash advance & revenue-based
1%

Funding that fits Solihull businesses

Plain-English guides to the kinds of funding that suit Solihull's biggest sectors.

Elsewhere in the West Midlands

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Solihull. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.