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North East · Q3 2026 data

Business funding in Gateshead

Gateshead has 5,869 trading companies. 1,012 of them (17.2%) have secured borrowing registered at Companies House, above the North East at 14.6% and the UK at 14.0%.

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5,869trading companies
17.2%have secured borrowing
224new companies in Q3 2026
5.4%late filing accounts

How Gateshead's sectors borrow

The biggest sectors in Gateshead, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 47%.

Real estate & lettings1,009 companies
47%
Construction & trades609 companies
7%
Professional services594 companies
9%
Retail490 companies
8%
Healthcare & dental374 companies
5%
Tech, media & telecoms365 companies
6%
Restaurants, pubs & cafes302 companies
5%
Personal services293 companies
6%

Older businesses borrow more

Lenders like a track record. In Gateshead, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years1,671 companies
5%
2 to 5 years1,113 companies
13%
5 to 10 years1,350 companies
21%
10 to 20 years1,187 companies
21%
Over 20 years548 companies
49%

Who's lending in the North East

The 142 new lender charges we tracked against the North East companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
50%
Specialist & alternative lenders
20%
Banks
11%
Invoice finance
3%
Asset finance
1%

Funding that fits Gateshead businesses

Plain-English guides to the kinds of funding that suit Gateshead's biggest sectors.

Elsewhere in the North East

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Gateshead. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.