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North East · Q3 2026 data

Business funding in Newcastle Upon Tyne

Newcastle Upon Tyne has 17,052 trading companies. 2,733 of them (16.0%) have secured borrowing registered at Companies House, above the North East at 14.6% and the UK at 14.0%.

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17,052trading companies
16.0%have secured borrowing
828new companies in Q3 2026
4.4%late filing accounts

How Newcastle Upon Tyne's sectors borrow

The biggest sectors in Newcastle Upon Tyne, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 44%.

Real estate & lettings2,551 companies
44%
Professional services2,175 companies
8%
Retail1,495 companies
8%
Tech, media & telecoms1,368 companies
6%
Restaurants, pubs & cafes1,240 companies
8%
Construction & trades1,230 companies
7%
Healthcare & dental833 companies
10%
Business support services816 companies
11%

Older businesses borrow more

Lenders like a track record. In Newcastle Upon Tyne, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years5,418 companies
5%
2 to 5 years3,479 companies
14%
5 to 10 years3,574 companies
19%
10 to 20 years3,020 companies
21%
Over 20 years1,561 companies
43%

Who's lending in the North East

The 142 new lender charges we tracked against the North East companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
50%
Specialist & alternative lenders
20%
Banks
11%
Invoice finance
3%
Asset finance
1%

Funding that fits Newcastle Upon Tyne businesses

Plain-English guides to the kinds of funding that suit Newcastle Upon Tyne's biggest sectors.

Elsewhere in the North East

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Newcastle Upon Tyne. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.