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South East · Q3 2026 data

Business funding in Gravesend

Gravesend has 6,152 trading companies. 690 of them (11.2%) have secured borrowing registered at Companies House, below the South East at 13.7% and the UK at 14.0%.

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6,152trading companies
11.2%have secured borrowing
293new companies in Q3 2026
3.9%late filing accounts

How Gravesend's sectors borrow

The biggest sectors in Gravesend, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 49%.

Construction & trades1,036 companies
4%
Real estate & lettings851 companies
49%
Professional services506 companies
3%
Haulage & logistics465 companies
2%
Retail459 companies
5%
Tech, media & telecoms401 companies
2%
Business support services343 companies
5%
Personal services333 companies
4%

Older businesses borrow more

Lenders like a track record. In Gravesend, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years1,912 companies
5%
2 to 5 years1,291 companies
11%
5 to 10 years1,508 companies
13%
10 to 20 years1,114 companies
12%
Over 20 years327 companies
35%

Who's lending in the South East

The 515 new lender charges we tracked against the South East companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
55%
Banks
15%
Specialist & alternative lenders
11%
Asset finance
1%
Invoice finance
0%

Funding that fits Gravesend businesses

Plain-English guides to the kinds of funding that suit Gravesend's biggest sectors.

Elsewhere in the South East

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Gravesend. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.