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South East · Q3 2026 data

Business funding in Hemel Hempstead

Hemel Hempstead has 6,192 trading companies. 795 of them (12.8%) have secured borrowing registered at Companies House, below the South East at 13.7% and the UK at 14.0%.

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6,192trading companies
12.8%have secured borrowing
212new companies in Q3 2026
5.0%late filing accounts

How Hemel Hempstead's sectors borrow

The biggest sectors in Hemel Hempstead, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 49%.

Construction & trades899 companies
5%
Professional services821 companies
4%
Real estate & lettings635 companies
49%
Tech, media & telecoms624 companies
5%
Business support services411 companies
7%
Retail390 companies
7%
Manufacturing243 companies
16%
Haulage & logistics242 companies
6%

Older businesses borrow more

Lenders like a track record. In Hemel Hempstead, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years1,620 companies
5%
2 to 5 years1,223 companies
11%
5 to 10 years1,459 companies
15%
10 to 20 years1,303 companies
13%
Over 20 years587 companies
32%

Who's lending in the South East

The 515 new lender charges we tracked against the South East companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
55%
Banks
15%
Specialist & alternative lenders
11%
Asset finance
1%
Invoice finance
0%

Funding that fits Hemel Hempstead businesses

Plain-English guides to the kinds of funding that suit Hemel Hempstead's biggest sectors.

Elsewhere in the South East

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Hemel Hempstead. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.