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South East · Q3 2026 data

Business funding in Tunbridge Wells

Tunbridge Wells has 6,021 trading companies. 725 of them (12.0%) have secured borrowing registered at Companies House, below the South East at 13.7% and the UK at 14.0%.

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6,021trading companies
12.0%have secured borrowing
200new companies in Q3 2026
3.1%late filing accounts

How Tunbridge Wells's sectors borrow

The biggest sectors in Tunbridge Wells, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 40%.

Professional services1,248 companies
4%
Tech, media & telecoms948 companies
4%
Real estate & lettings689 companies
40%
Business support services402 companies
9%
Construction & trades379 companies
8%
Retail306 companies
8%
Restaurants, pubs & cafes200 companies
10%

Older businesses borrow more

Lenders like a track record. In Tunbridge Wells, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years1,315 companies
3%
2 to 5 years1,101 companies
9%
5 to 10 years1,342 companies
11%
10 to 20 years1,546 companies
13%
Over 20 years717 companies
33%

Who's lending in the South East

The 515 new lender charges we tracked against the South East companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
55%
Banks
15%
Specialist & alternative lenders
11%
Asset finance
1%
Invoice finance
0%

Funding that fits Tunbridge Wells businesses

Plain-English guides to the kinds of funding that suit Tunbridge Wells's biggest sectors.

Elsewhere in the South East

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Tunbridge Wells. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.