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South East · Q3 2026 data

Business funding in Waterlooville

Waterlooville has 5,916 trading companies. 662 of them (11.2%) have secured borrowing registered at Companies House, below the South East at 13.7% and the UK at 14.0%.

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5,916trading companies
11.2%have secured borrowing
210new companies in Q3 2026
2.7%late filing accounts

How Waterlooville's sectors borrow

The biggest sectors in Waterlooville, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 50%.

Construction & trades1,068 companies
5%
Professional services834 companies
4%
Real estate & lettings595 companies
50%
Tech, media & telecoms454 companies
2%
Business support services350 companies
4%
Retail321 companies
6%
Personal services269 companies
5%
Healthcare & dental267 companies
7%

Older businesses borrow more

Lenders like a track record. In Waterlooville, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years1,605 companies
4%
2 to 5 years1,317 companies
7%
5 to 10 years1,365 companies
14%
10 to 20 years1,158 companies
13%
Over 20 years471 companies
34%

Who's lending in the South East

The 515 new lender charges we tracked against the South East companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
55%
Banks
15%
Specialist & alternative lenders
11%
Asset finance
1%
Invoice finance
0%

Funding that fits Waterlooville businesses

Plain-English guides to the kinds of funding that suit Waterlooville's biggest sectors.

Elsewhere in the South East

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Waterlooville. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.