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North West · Q3 2026 data

Business funding in Blackburn

Blackburn has 8,326 trading companies. 968 of them (11.6%) have secured borrowing registered at Companies House, below the North West at 14.6% and the UK at 14.0%.

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8,326trading companies
11.6%have secured borrowing
487new companies in Q3 2026
4.1%late filing accounts

How Blackburn's sectors borrow

The biggest sectors in Blackburn, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 33%.

Retail1,253 companies
4%
Real estate & lettings1,006 companies
33%
Professional services731 companies
6%
Construction & trades528 companies
8%
Wholesale & distribution512 companies
11%
Restaurants, pubs & cafes472 companies
2%
Healthcare & dental469 companies
4%
Personal services458 companies
7%

Older businesses borrow more

Lenders like a track record. In Blackburn, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years2,890 companies
3%
2 to 5 years1,821 companies
7%
5 to 10 years1,621 companies
13%
10 to 20 years1,346 companies
20%
Over 20 years648 companies
41%

Who's lending in the North West

The 755 new lender charges we tracked against the North West companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
56%
Specialist & alternative lenders
11%
Banks
9%
Invoice finance
1%
Asset finance
0%

Funding that fits Blackburn businesses

Plain-English guides to the kinds of funding that suit Blackburn's biggest sectors.

Elsewhere in the North West

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Blackburn. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.