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North West · Q3 2026 data

Business funding in Stockport

Stockport has 15,794 trading companies. 2,115 of them (13.4%) have secured borrowing registered at Companies House, below the North West at 14.6% and the UK at 14.0%.

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15,794trading companies
13.4%have secured borrowing
650new companies in Q3 2026
3.2%late filing accounts

How Stockport's sectors borrow

The biggest sectors in Stockport, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 45%.

Professional services2,479 companies
4%
Real estate & lettings2,007 companies
45%
Tech, media & telecoms1,343 companies
5%
Retail1,303 companies
4%
Construction & trades1,284 companies
8%
Business support services1,225 companies
7%
Personal services684 companies
6%
Restaurants, pubs & cafes663 companies
5%

Older businesses borrow more

Lenders like a track record. In Stockport, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years4,308 companies
4%
2 to 5 years3,041 companies
11%
5 to 10 years3,335 companies
15%
10 to 20 years3,426 companies
15%
Over 20 years1,684 companies
35%

Who's lending in the North West

The 755 new lender charges we tracked against the North West companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
56%
Specialist & alternative lenders
11%
Banks
9%
Invoice finance
1%
Asset finance
0%

Funding that fits Stockport businesses

Plain-English guides to the kinds of funding that suit Stockport's biggest sectors.

Elsewhere in the North West

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Stockport. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.