Lending Lenny Guides Check what you can get
North West · Q3 2026 data

Business funding in Preston

Preston has 16,267 trading companies. 2,373 of them (14.6%) have secured borrowing registered at Companies House, in line with the North West at 14.6% and the UK at 14.0%.

Need funding for a Preston business?

Tell Lending Lenny what you need in two minutes. One specialist broker, no credit check to start.

Check what you can get
16,267trading companies
14.6%have secured borrowing
716new companies in Q3 2026
3.4%late filing accounts

How Preston's sectors borrow

The biggest sectors in Preston, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 39%.

Real estate & lettings2,009 companies
39%
Professional services1,852 companies
7%
Construction & trades1,624 companies
10%
Retail1,610 companies
7%
Tech, media & telecoms992 companies
5%
Business support services854 companies
12%
Healthcare & dental844 companies
7%
Restaurants, pubs & cafes801 companies
5%

Older businesses borrow more

Lenders like a track record. In Preston, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years4,810 companies
4%
2 to 5 years3,162 companies
10%
5 to 10 years3,369 companies
16%
10 to 20 years3,125 companies
19%
Over 20 years1,801 companies
42%

Who's lending in the North West

The 755 new lender charges we tracked against the North West companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
56%
Specialist & alternative lenders
11%
Banks
9%
Invoice finance
1%
Asset finance
0%

Funding that fits Preston businesses

Plain-English guides to the kinds of funding that suit Preston's biggest sectors.

Elsewhere in the North West

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Preston. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.