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North West · Q3 2026 data

Business funding in Blackpool

Blackpool has 6,953 trading companies. 904 of them (13.0%) have secured borrowing registered at Companies House, below the North West at 14.6% and the UK at 14.0%.

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6,953trading companies
13.0%have secured borrowing
350new companies in Q3 2026
4.4%late filing accounts

How Blackpool's sectors borrow

The biggest sectors in Blackpool, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 46%.

Tech, media & telecoms856 companies
1%
Real estate & lettings799 companies
46%
Professional services706 companies
6%
Construction & trades689 companies
7%
Retail626 companies
8%
Restaurants, pubs & cafes466 companies
5%
Business support services436 companies
9%
Personal services307 companies
7%

Older businesses borrow more

Lenders like a track record. In Blackpool, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years2,046 companies
4%
2 to 5 years1,242 companies
11%
5 to 10 years1,646 companies
15%
10 to 20 years1,446 companies
16%
Over 20 years573 companies
36%

Who's lending in the North West

The 755 new lender charges we tracked against the North West companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
56%
Specialist & alternative lenders
11%
Banks
9%
Invoice finance
1%
Asset finance
0%

Funding that fits Blackpool businesses

Plain-English guides to the kinds of funding that suit Blackpool's biggest sectors.

Elsewhere in the North West

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Blackpool. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.