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North West · Q3 2026 data

Business funding in Bury

Bury has 6,319 trading companies. 880 of them (13.9%) have secured borrowing registered at Companies House, below the North West at 14.6% and the UK at 14.0%.

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6,319trading companies
13.9%have secured borrowing
374new companies in Q3 2026
3.7%late filing accounts

How Bury's sectors borrow

The biggest sectors in Bury, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 44%.

Real estate & lettings795 companies
44%
Professional services740 companies
5%
Retail651 companies
7%
Construction & trades549 companies
12%
Tech, media & telecoms447 companies
3%
Business support services393 companies
10%
Restaurants, pubs & cafes338 companies
3%
Motor trade308 companies
9%

Older businesses borrow more

Lenders like a track record. In Bury, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years2,066 companies
4%
2 to 5 years1,193 companies
10%
5 to 10 years1,340 companies
18%
10 to 20 years1,125 companies
19%
Over 20 years595 companies
39%

Who's lending in the North West

The 755 new lender charges we tracked against the North West companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
56%
Specialist & alternative lenders
11%
Banks
9%
Invoice finance
1%
Asset finance
0%

Funding that fits Bury businesses

Plain-English guides to the kinds of funding that suit Bury's biggest sectors.

Elsewhere in the North West

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Bury. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.