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North West · Q3 2026 data

Business funding in Chorley

Chorley has 5,157 trading companies. 866 of them (16.8%) have secured borrowing registered at Companies House, above the North West at 14.6% and the UK at 14.0%.

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5,157trading companies
16.8%have secured borrowing
205new companies in Q3 2026
3.6%late filing accounts

How Chorley's sectors borrow

The biggest sectors in Chorley, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 47%.

Professional services662 companies
8%
Real estate & lettings604 companies
47%
Construction & trades581 companies
13%
Retail378 companies
9%
Business support services366 companies
15%
Tech, media & telecoms341 companies
8%
Manufacturing223 companies
19%
Restaurants, pubs & cafes216 companies
8%

Older businesses borrow more

Lenders like a track record. In Chorley, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years1,328 companies
5%
2 to 5 years914 companies
11%
5 to 10 years1,139 companies
18%
10 to 20 years1,162 companies
20%
Over 20 years614 companies
42%

Who's lending in the North West

The 755 new lender charges we tracked against the North West companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
56%
Specialist & alternative lenders
11%
Banks
9%
Invoice finance
1%
Asset finance
0%

Funding that fits Chorley businesses

Plain-English guides to the kinds of funding that suit Chorley's biggest sectors.

Elsewhere in the North West

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Chorley. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.