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London · Q3 2026 data

Business funding in Enfield

Enfield has 8,661 trading companies. 968 of them (11.2%) have secured borrowing registered at Companies House, below London at 12.3% and the UK at 14.0%.

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8,661trading companies
11.2%have secured borrowing
412new companies in Q3 2026
4.3%late filing accounts

How Enfield's sectors borrow

The biggest sectors in Enfield, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 47%.

Real estate & lettings1,266 companies
47%
Construction & trades1,052 companies
4%
Retail818 companies
4%
Professional services797 companies
2%
Personal services714 companies
2%
Tech, media & telecoms529 companies
1%
Restaurants, pubs & cafes524 companies
2%
Business support services482 companies
6%

Older businesses borrow more

Lenders like a track record. In Enfield, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years2,895 companies
4%
2 to 5 years1,899 companies
12%
5 to 10 years2,082 companies
13%
10 to 20 years1,299 companies
13%
Over 20 years486 companies
41%

Who's lending in London

The 1,665 new lender charges we tracked against London companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
51%
Specialist & alternative lenders
13%
Banks
9%
Asset finance
2%
Invoice finance
0%

Funding that fits Enfield businesses

Plain-English guides to the kinds of funding that suit Enfield's biggest sectors.

Elsewhere in London

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Enfield. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.