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London · Q3 2026 data

Business funding in Romford

Romford has 13,410 trading companies. 1,390 of them (10.4%) have secured borrowing registered at Companies House, below London at 12.3% and the UK at 14.0%.

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13,410trading companies
10.4%have secured borrowing
730new companies in Q3 2026
3.9%late filing accounts

How Romford's sectors borrow

The biggest sectors in Romford, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 50%.

Construction & trades2,407 companies
3%
Real estate & lettings1,830 companies
50%
Retail1,352 companies
3%
Professional services1,198 companies
3%
Tech, media & telecoms1,001 companies
2%
Business support services717 companies
5%
Restaurants, pubs & cafes592 companies
3%
Healthcare & dental532 companies
3%

Older businesses borrow more

Lenders like a track record. In Romford, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years4,665 companies
4%
2 to 5 years2,936 companies
11%
5 to 10 years3,106 companies
13%
10 to 20 years2,077 companies
11%
Over 20 years626 companies
38%

Who's lending in London

The 1,665 new lender charges we tracked against London companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
51%
Specialist & alternative lenders
13%
Banks
9%
Asset finance
2%
Invoice finance
0%

Funding that fits Romford businesses

Plain-English guides to the kinds of funding that suit Romford's biggest sectors.

Elsewhere in London

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Romford. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.