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London · Q3 2026 data

Business funding in Harrow

Harrow has 24,761 trading companies. 4,017 of them (16.2%) have secured borrowing registered at Companies House, above London at 12.3% and the UK at 14.0%.

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24,761trading companies
16.2%have secured borrowing
996new companies in Q3 2026
4.5%late filing accounts

How Harrow's sectors borrow

The biggest sectors in Harrow, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 49%.

Real estate & lettings4,724 companies
49%
Professional services2,826 companies
4%
Tech, media & telecoms2,470 companies
4%
Retail2,198 companies
10%
Construction & trades2,116 companies
4%
Business support services1,341 companies
7%
Healthcare & dental1,216 companies
12%
Wholesale & distribution1,108 companies
9%

Older businesses borrow more

Lenders like a track record. In Harrow, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years6,646 companies
5%
2 to 5 years4,877 companies
14%
5 to 10 years6,123 companies
21%
10 to 20 years5,174 companies
18%
Over 20 years1,941 companies
39%

Who's lending in London

The 1,665 new lender charges we tracked against London companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
51%
Specialist & alternative lenders
13%
Banks
9%
Asset finance
2%
Invoice finance
0%

Funding that fits Harrow businesses

Plain-English guides to the kinds of funding that suit Harrow's biggest sectors.

Elsewhere in London

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Harrow. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.