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North West · Q3 2026 data

Business funding in Salford

Salford has 8,150 trading companies. 1,692 of them (20.8%) have secured borrowing registered at Companies House, above the North West at 14.6% and the UK at 14.0%.

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8,150trading companies
20.8%have secured borrowing
463new companies in Q3 2026
6.3%late filing accounts

How Salford's sectors borrow

The biggest sectors in Salford, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 52%.

Real estate & lettings2,084 companies
52%
Professional services859 companies
7%
Retail730 companies
4%
Tech, media & telecoms661 companies
8%
Construction & trades415 companies
9%
Business support services379 companies
9%
Wholesale & distribution371 companies
8%
Personal services339 companies
6%

Older businesses borrow more

Lenders like a track record. In Salford, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years3,067 companies
9%
2 to 5 years1,777 companies
22%
5 to 10 years1,724 companies
27%
10 to 20 years1,036 companies
28%
Over 20 years546 companies
45%

Who's lending in the North West

The 755 new lender charges we tracked against the North West companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
56%
Specialist & alternative lenders
11%
Banks
9%
Invoice finance
1%
Asset finance
0%

Funding that fits Salford businesses

Plain-English guides to the kinds of funding that suit Salford's biggest sectors.

Elsewhere in the North West

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Salford. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.