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West Midlands · Q3 2026 data

Business funding in Shrewsbury

Shrewsbury has 5,851 trading companies. 999 of them (17.1%) have secured borrowing registered at Companies House, above the West Midlands at 14.4% and the UK at 14.0%.

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5,851trading companies
17.1%have secured borrowing
185new companies in Q3 2026
3.0%late filing accounts

How Shrewsbury's sectors borrow

The biggest sectors in Shrewsbury, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 45%.

Professional services876 companies
7%
Real estate & lettings711 companies
45%
Construction & trades538 companies
14%
Tech, media & telecoms403 companies
6%
Retail377 companies
8%
Business support services288 companies
11%
Restaurants, pubs & cafes259 companies
8%
Manufacturing243 companies
16%

Older businesses borrow more

Lenders like a track record. In Shrewsbury, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years1,283 companies
6%
2 to 5 years1,005 companies
13%
5 to 10 years1,366 companies
16%
10 to 20 years1,444 companies
19%
Over 20 years753 companies
40%

Who's lending in the West Midlands

The 362 new lender charges we tracked against the West Midlands companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
55%
Specialist & alternative lenders
15%
Banks
10%
Asset finance
7%
Cash advance & revenue-based
1%

Funding that fits Shrewsbury businesses

Plain-English guides to the kinds of funding that suit Shrewsbury's biggest sectors.

Elsewhere in the West Midlands

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Shrewsbury. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.