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East of England · Q3 2026 data

Business funding in Stevenage

Stevenage has 5,882 trading companies. 783 of them (13.3%) have secured borrowing registered at Companies House, below the East of England at 13.6% and the UK at 14.0%.

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5,882trading companies
13.3%have secured borrowing
222new companies in Q3 2026
3.5%late filing accounts

How Stevenage's sectors borrow

The biggest sectors in Stevenage, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 52%.

Construction & trades755 companies
7%
Real estate & lettings702 companies
52%
Professional services666 companies
6%
Tech, media & telecoms602 companies
5%
Business support services432 companies
10%
Healthcare & dental402 companies
4%
Personal services370 companies
4%
Retail260 companies
8%

Older businesses borrow more

Lenders like a track record. In Stevenage, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years1,504 companies
4%
2 to 5 years1,264 companies
11%
5 to 10 years1,412 companies
14%
10 to 20 years1,191 companies
14%
Over 20 years511 companies
41%

Who's lending in the East of England

The 261 new lender charges we tracked against the East of England companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
51%
Specialist & alternative lenders
21%
Banks
15%
Asset finance
2%
Invoice finance
2%

Funding that fits Stevenage businesses

Plain-English guides to the kinds of funding that suit Stevenage's biggest sectors.

Elsewhere in the East of England

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Stevenage. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.