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London · Q3 2026 data

Business funding in Hayes

Hayes has 8,320 trading companies. 1,005 of them (12.1%) have secured borrowing registered at Companies House, below London at 12.3% and the UK at 14.0%.

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8,320trading companies
12.1%have secured borrowing
589new companies in Q3 2026
4.1%late filing accounts

How Hayes's sectors borrow

The biggest sectors in Hayes, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 54%.

Construction & trades1,469 companies
1%
Real estate & lettings1,390 companies
54%
Retail1,110 companies
3%
Haulage & logistics757 companies
2%
Professional services475 companies
3%
Tech, media & telecoms424 companies
2%
Wholesale & distribution393 companies
7%
Restaurants, pubs & cafes345 companies
3%

Older businesses borrow more

Lenders like a track record. In Hayes, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years3,458 companies
5%
2 to 5 years1,821 companies
14%
5 to 10 years1,779 companies
18%
10 to 20 years1,032 companies
15%
Over 20 years230 companies
39%

Who's lending in London

The 1,665 new lender charges we tracked against London companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
51%
Specialist & alternative lenders
13%
Banks
9%
Asset finance
2%
Invoice finance
0%

Funding that fits Hayes businesses

Plain-English guides to the kinds of funding that suit Hayes's biggest sectors.

Elsewhere in London

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Hayes. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.