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London · Q3 2026 data

Business funding in Orpington

Orpington has 5,271 trading companies. 657 of them (12.5%) have secured borrowing registered at Companies House, in line with London at 12.3% and the UK at 14.0%.

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5,271trading companies
12.5%have secured borrowing
189new companies in Q3 2026
4.2%late filing accounts

How Orpington's sectors borrow

The biggest sectors in Orpington, and the share of companies in each with a lender's charge registered against them. Real estate & lettings borrows most against its assets here, at 52%.

Real estate & lettings816 companies
52%
Construction & trades682 companies
4%
Professional services677 companies
3%
Tech, media & telecoms545 companies
2%
Business support services392 companies
7%
Retail344 companies
6%
Healthcare & dental226 companies
2%
Personal services213 companies
3%

Older businesses borrow more

Lenders like a track record. In Orpington, the share of companies with secured borrowing climbs with age, which is why a young business often starts with asset finance or a smaller unsecured loan.

Under 2 years1,509 companies
5%
2 to 5 years1,022 companies
14%
5 to 10 years1,289 companies
16%
10 to 20 years1,091 companies
11%
Over 20 years360 companies
31%

Who's lending in London

The 1,665 new lender charges we tracked against London companies in Q3 2026, by type of lender. Property, bridging & buy-to-let made up the largest share, as most mortgages on company-owned property are registered as charges.

Property, bridging & buy-to-let
51%
Specialist & alternative lenders
13%
Banks
9%
Asset finance
2%
Invoice finance
0%

Funding that fits Orpington businesses

Plain-English guides to the kinds of funding that suit Orpington's biggest sectors.

Elsewhere in London

Source: every live company on the Companies House register at 2026-10-01, analysed by DueLead for its Q3 2026 Pulse report on Orpington. "Secured borrowing" means at least one outstanding charge, a lender's security registered at Companies House, so unsecured loans and overdrafts don't show. Trading companies means active limited companies, LLPs and PLCs, excluding dormant companies, financial services firms and public bodies. Sole traders aren't on the register, so they aren't counted.